Legal
Privacy Policy.
Last updated: April 15, 2026
This Privacy Policy describes how Parrapay LLC ("Parrapay," "we," "us," or "our") collects, uses, and shares information in connection with your use of our website, services, and software platform (collectively, the "Services"). Our services are designed for business operators, and this policy applies to the information related to those business relationships.
1. Information We Collect.
We collect information you provide directly to us when you create an account, request information, or otherwise communicate with us. This may include business contact information such as your name, email address, phone number, and company name.
We also automatically collect technical information when you interact with our Services. This includes IP address, browser type, device identifiers, operating system, and usage data related to your interaction with our platform, such as pages visited and features used.
2. How We Use Information.
We use the information we collect to provide, maintain, and improve our Services. This includes operating our payment orchestration platform, authenticating users, processing transactions on behalf of our clients, and providing customer support. We also use this information for internal analytics to understand how our Services are used and to enhance their functionality.
Additionally, we may use your contact information to send you technical notices, updates, security alerts, and administrative messages. We do not use your personal information for marketing purposes without your explicit consent.
4. Information Sharing and Disclosure.
We do not sell or rent personal information to third parties. We may share information with third-party service providers who perform services on our behalf, such as cloud hosting and data analytics, under strict confidentiality agreements.
We may also disclose information if we believe it's required by applicable law, regulation, or legal process, or to protect the rights, property, and safety of Parrapay, our users, or others. In the event of a merger, acquisition, or sale of assets, user information may be transferred as a business asset.
5. International Data Transfers.
Parrapay is based in the United States, and we process and store information on servers located in the U.S. If you are using our Services from outside the U.S., your information will be transferred to, stored, and processed in the U.S. We take steps to ensure that your data is protected in accordance with this policy and applicable law.
6. Data Retention.
We retain personal information for as long as is necessary to fulfill the purposes for which it was collected, to provide our Services, resolve disputes, establish legal defenses, conduct audits, pursue legitimate business purposes, enforce our agreements, and comply with applicable laws.
7. Security.
We implement robust technical and organizational measures to protect the information we store. Our security program is designed to prevent unauthorized access, use, or disclosure. Our platform architecture and practices adhere to industry-leading standards.
Our commitments to security are validated by external audits and certifications, including PCI DSS Level 1, SOC 2 Type II, and ISO/IEC 27001. Despite these measures, no security system is impenetrable, and we cannot guarantee the absolute security of your information.
8. Your Data Rights.
Depending on your location and applicable law, you may have certain rights regarding your personal information, such as the right to access, correct, or delete your data. This includes rights afforded under the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
To exercise any of these rights, please contact our privacy team at privacy@parrapay.com. We will respond to your request in accordance with applicable data protection laws.
9. Children's Privacy.
Our Services are not directed to or intended for use by individuals under the age of 16. We do not knowingly collect personal information from children under 16. If we become aware that we have inadvertently collected such information, we will take steps to delete it.
10. Changes to This Policy.
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by updating the date at the top of the policy and, in some cases, we may provide more prominent notice (such as by adding a statement to our homepage or sending you a notification). We encourage you to review this policy periodically.
11. Contact Us.
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us.
Email: privacy@parrapay.com
Address:
Parrapay LLC
Attn: Privacy Officer
12909 Mukilteo Speedway Apt F06
Lynnwood, WA 98087-5283
United States
Parrapay is a software service. Parrapay LLC does not provide banking, deposit, or investment services.