The Platform
Every lever of your payment stack. One clean control plane.
Parrapay unifies checkout, routing, subscriptions, fraud, disputes, and analytics behind a single API.
Checkout
Checkout Orchestration.
One API for any checkout experience. Use our hosted pages, embeddable components, or headless drop-ins, all localized in 30+ languages and powered by your existing processors.
- Hosted, embedded, and headless options
- Dynamic payment method display
- Full UI localization and customization
Routing
Smart Routing.
Maximize authorization rates and minimize costs by intelligently routing transactions across multiple acquirers. Our AI-powered engine adapts in real-time to network conditions.
- Cost, latency, and approval-based routing
- Configurable retry and failover cascades
- Universal network tokenization
Billing
Subscriptions.
A complete billing logic engine that supports any pricing model. Handle plans, trials, usage-based billing, proration, and automated dunning with precision.
- Usage-based and seat-based models
- Automated dunning and card updater
- Average 38% revenue recovery
Fraud
Adaptive Fraud.
Protect your revenue with a machine learning-based fraud engine that analyzes over 400 signals in under 50ms to deliver precise risk scores without adding friction.
- Real-time ML risk scoring
- Device fingerprinting and behavioral analysis
- Customizable rules and block/allow lists
Disputes
Disputes.
Automate the entire chargeback lifecycle. We automatically collect and format evidence from across the Parrapay platform to help you build and submit winning responses.
- Automated evidence collection
- Response templates and submission APIs
- Win-rate analytics and reporting
Analytics
Revenue Intelligence.
Get a unified view of your payments data. Analyze cohorts, build funnels, and generate ASC 606-compliant reports, or sync everything to your data warehouse.
- Cohort and LTV analysis
- ASC 606 revenue recognition
- Snowflake and BigQuery data sync
Built for people who ship.
Our libraries are available for every major language. Integrate Parrapay in minutes with our clean, well-documented SDKs.
import { Parrapay } from '@parrapay/node';
const parrapay = new Parrapay(process.env.PARRAPAY_SECRET_KEY!);
const intent = await parrapay.paymentIntents.create({
amount: 49900,
currency: 'usd',
routing: 'adaptive'
});Security
Enterprise-grade compliance.
Our platform is built with industry-leading security and privacy protocols to protect you and your customers.
PCI DSS Level 1
SOC 2 Type II
ISO 27001
GDPR Compliant
CCPA Compliant
TLS 1.3 Encryption
Ready to build a better payment stack?
Explore the platform with a custom demo, or dive straight into the documentation and start building today.